FUND FEATURES

About the Fund: The Fund aims to invest in high quality debt and money market instruments with high liquidity and seeks to generate accrual income with low volatility.
Category: Liquid
Monthly Avg AUM: ₹ 10,378.06 Crores
Monthly end AUM: ₹ 7,198.65 Crores
Inception Date: 2 July 2001
Fund Manager:
Mr. Harshal Joshi (w.e.f. 15th September 2015) & Mr. Anurag Mittal (w.e.f. 09th November 2015)
Other Parameter:

Standard Deviation (Annualized)	0.15%
Modified Duration	51 Days
Average Maturity	52 Days
Yield to Maturity	7.16%
Expense Ratio
Regular	0.09%
Direct	0.06%

Benchmark: CRISIL Liquid Fund Index
SIP (Minimum Amount): ₹ 100/-
SIP Frequency: Monthly
SIP Dates (Monthly): Investor may choose any day of the month except 29th, 30th and 31st as the date of instalment.
Investment Objective: Click here
Minimum Investment Amount : ₹ 100/- and any amount thereafter
Option Available: Growth, Dividend - Daily, Weekly, Monthly & Periodic
Exit Load: Nil
NAV (₹)

Plan	Option	Freq	NAV
Regular Plan	Growth	-	2257.4470
Regular Plan	Dividend	Daily	1001.4681
Regular Plan	Dividend	Weekly	1001.4702
Regular Plan	Dividend	Periodic	1488.6418
Regular Plan	Dividend	Monthly	1001.4270

PORTFOLIO

Name	Rating	% of NAV
Commercial Paper		62.95%
NTPC	A1+	12.74%
NABARD	A1+	10.31%
Small Industries Dev Bank of India	A1+	6.90%
Reliance Retail	A1+	6.87%
Reliance Industries	A1+	6.19%
National Housing Bank	A1+	4.79%
REC	A1+	3.11%
Bajaj Finance	A1+	2.77%
Hindustan Petroleum Corporation	A1+	2.76%
Kotak Mahindra Investments	A1+	2.75%
Kotak Mahindra Prime	A1+	2.74%
HDFC	A1+	1.03%
Certificate of Deposit		37.90%
ICICI Bank	A1+	14.11%
Axis Bank	A1+	11.60%
Indian Bank	A1+	6.90%

Name	Rating	% of NAV
Kotak Mahindra Bank	A1+	2.75%
Small Industries Dev Bank of India	A1+	2.54%
Corporate Bond		19.11%
Power Finance Corporation	AAA	6.12%
NABARD	AAA	4.94%
Kotak Mahindra Prime	AAA	3.47%
HDFC	AAA	2.50%
LIC Housing Finance	AAA	0.69%
NTPC	AAA	0.49%
HDB Financial Services	AAA	0.35%
Indian Railway Finance Corporation	AAA	0.35%
M&M Financial Services	AAA	0.14%
Sundaram Finance	AAA	0.07%
Treasury Bill		0.21%
91 Days Tbill - 2019	SOV	0.21%
Net Cash and Cash Equivalent		-20.17%
Grand Total		100.00%

PERFORMANCE TABLE

Performance based on NAV as on 31/03/2019. Past performance may or may not be sustained in future.
The performances given are of regular plan growth option.
Click here for other funds managed by the fund manager and refer to the respective fund pages
^#Benchmark Returns. ^##Alternate Benchmark Returns. Standard Deviation calculated on the basis of 1 year history of monthly data
*Inception Date of Regular Plan - Growth Jun 04, 2008.

Asset Allocation

Asset Quality

RISKOMETER

To generate short term optimal returns with stability and high liquidity.
Investments in money market and debt instruments, with maturity up to 91 days.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.