FUND FEATURES

About the Fund: The Fund aims to invest in high quality debt and money market instruments with high liquidity and seeks to generate accrual income with low volatility.
Category: Liquid
Monthly Avg AUM: ₹ 10,567.33 Crores
Monthly end AUM: ₹ 10,707.45 Crores
Inception Date: 2 July 2001
Fund Manager:
Mr. Harshal Joshi (w.e.f. 15th September 2015) & Mr. Anurag Mittal (w.e.f. 09th November 2015)
Other Parameter:

Standard Deviation (Annualized)	0.17%
Modified Duration	23 Days
Average Maturity	23 Days
Yield to Maturity	6.82%
Expense Ratio
Regular	0.09%
Direct	0.09%

Benchmark: CRISIL Liquid Fund Index
SIP (Minimum Amount): ₹ 100/-
SIP Frequency: Monthly
SIP Dates (Monthly): Investor may choose any day of the month except 29th, 30th and 31st as the date of instalment.
Investment Objective: Click here
Minimum Investment Amount : ₹ 100/- and any amount thereafter
Option Available: Growth, Dividend - Daily, Weekly, Monthly & Periodic
Exit Load: Nil
NAV (₹)

Plan	Option	Freq	NAV
Regular Plan	Growth	-	2231.8794
Regular Plan	Dividend	Daily	1001.0846
Regular Plan	Dividend	Weekly	1002.2156
Regular Plan	Dividend	Periodic	1471.7734
Regular Plan	Dividend	Monthly	1000.5174

PORTFOLIO

Name	Rating	% of NAV
Commercial Paper		56.88%
Reliance Jio Infocomm	A1+	9.67%
HDFC	A1+	9.15%
NABARD	A1+	8.62%
Bajaj Finance	A1+	6.93%
Reliance Industries	A1+	5.81%
Indian Oil Corporation	A1+	2.79%
UltraTech Cement	A1+	2.79%
REC	A1+	2.33%
Power Finance Corporation	A1+	2.33%
Small Industries Dev Bank of India	A1+	2.32%
Reliance Retail	A1+	1.86%
LIC Housing Finance	A1+	1.11%
NTPC	A1+	0.93%
Kotak Mahindra Prime	A1+	0.23%
Treasury Bill		22.87%
45 Days CMB - 2018	SOV	18.07%
91 Days Tbill - 2018	SOV	4.24%
364 Days Tbill - 2018	SOV	0.56%

Name	Rating	% of NAV
Certificate of Deposit		14.84%
Axis Bank	A1+	11.32%
ICICI Bank	A1+	1.16%
Small Industries Dev Bank of India	A1+	0.87%
Export Import Bank of India	A1+	0.79%
HDFC Bank	A1+	0.46%
NABARD	A1+	0.23%
Corporate Bond		7.43%
Kotak Mahindra Prime	AAA	3.18%
Small Industries Dev Bank of India	AAA	1.92%
HDFC	AAA	1.12%
LIC Housing Finance	AAA	0.61%
HDB Financial Services	AAA	0.37%
Kotak Mahindra Investments	AAA	0.23%
Bills Rediscounting		4.64%
Kotak Mahindra Bank	UNRATED	4.64%
Zero Coupon Bond		1.24%
Kotak Mahindra Prime	AAA	1.24%
Net Cash and Cash Equivalent		-7.90%
Grand Total		100.00%

PERFORMANCE TABLE

Performance based on NAV as on 31/01/2019. Past performance may or may not be sustained in future.
The performances given are of regular plan growth option.
Click here for other funds managed by the fund manager and refer to the respective fund pages
^#Benchmark Returns. ^##Alternate Benchmark Returns. Standard Deviation calculated on the basis of 1 year history of monthly data
*Inception Date of Regular Plan - Growth Jun 04, 2008.

Asset Allocation

Asset Quality

RISKOMETER

To generate short term optimal returns with stability and high liquidity.
Investments in money market and debt instruments, with maturity up to 91 days.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.