FUND FEATURES

About the Fund: A Short Term Income Fund, the portfolio is mostly a mix of short duration debt and money market instruments. The average portfolio maturity will not ordinarily exceed around 2 years.
Category: Short Duration
Monthly Avg AUM: ₹ 4,914.09 Crores
Monthly end AUM: ₹ 4,928.99 Crores
Inception Date: 14 December 2000
Fund Manager:
Mr. Suyash Choudhary (Since 11th March 2011)
Other Parameter:

Standard Deviation (Annualized)	1.64%
Modified Duration	1.68 years
Average Maturity	1.99 years
Yield to Maturity	8.32%
Expense Ratio
Regular	0.78%
Direct	0.27%

Benchmark: CRISIL AAA Short Term Index
(w.e.f. 26th September 2016)
SIP (Minimum Amount): ₹ 1000/-
SIP Frequency: Monthly
SIP Dates (Monthly): Investor may choose any day of the month except 29th, 30th and 31st as the date of installment.
Investment Objective: Click here
Minimum Investment Amount : ₹ 5000/- and any amount thereafter
Option Available: Growth, Dividend - Fortnightly (Payout & Reinvestment), Monthly & Periodic
Exit Load: Nil (w.e.f. 23rd May 2016)
NAV (₹)

Plan	Option	Freq	NAV
Regular Plan	Growth	-	37.0377
Regular Plan	Dividend	Monthly	10.1685
Regular Plan	Dividend	Fortnightly	10.3516
Regular Plan	Dividend	Periodic	13.7423
Regular Plan	Dividend	Quarterly	10.0860
Regular Plan	Dividend	Annual	10.4963

PORTFOLIO

Name	Rating	% of NAV
Corporate Bond		90.28%
REC	AAA	11.99%
Power Finance Corporation	AAA	11.95%
Reliance Industries	AAA	11.87%
NABARD	AAA	11.51%
National Highways Auth of Ind	AAA	9.53%
LIC Housing Finance	AAA	6.37%
HDFC	AAA	6.27%
Indian Railway Finance Corporation	AAA	6.23%
Power Grid Corporation of India	AAA	5.19%
Kotak Mahindra Prime	AAA	2.93%
Small Industries Dev Bank of India	AAA	1.52%
NTPC	AAA	1.33%
Bajaj Finance	AAA	1.29%
Export Import Bank of India	AAA	1.00%
M&M Financial Services	AAA	0.50%
HDB Financial Services	AAA	0.50%
UltraTech Cement	AAA	0.30%
Commercial Paper		6.16%
HDFC	A1+	5.19%
HDB Financial Services	A1+	0.96%
Net Cash and Cash Equivalent		3.56%
Grand Total		100.00%

Maturity Bucket

Asset Quality

Asset Allocation

PERFORMANCE TABLE

Performance based on NAV as on 31/12/2018. Past performance may or may not be sustained in future.
The performances given are of regular plan growth option.
Click here for other funds managed by the fund manager and refer to the respective fund pages
^#Benchmark Returns. ^##Alternate Benchmark Returns. Standard Deviation calculated on the basis of 1 year history of monthly data Standard Deviation calculated on the basis of 1 year history of monthly data
*Inception Date of Regular Plan - Growth Dec 14, 2000.

RISKOMETER

To generate optimal returns over short to medium term.
Investments in Debt & Money Market securities such that the Macaulay duration of the portfolio is between 1 year and 3 years.

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.