IDFC Asset Allocation Fund of Funds

An open ended fund of fund scheme investing in schemes of IDFC Mutual Fund - equity funds and debt funds excluding Gold ETF.

30th April 2019

IDFC Asset Allocation Fund of Funds

An open ended fund of fund scheme investing in schemes of IDFC Mutual Fund - equity funds and debt funds excluding Gold ETF.

30th April 2019

IDFC Asset Allocation Fund - Conservative Plan
Category: Fund of Funds (Domestic)
Monthly Avg AUM : ₹ 14.31 Crores

AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Monthly end AUM : ₹ 14.32 Crores

AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Inception Date: 11 February 2010
Fund Manager :

An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Mr. Arpit Kapoor (w.e.f. April 18, 2018)
Expense Ratio
Regular0.75%
Direct0.06%
Benchmark: 15% S&P BSE 200 TRI + 80% CRISIL Short Term Index + 5% Gold Prices (w.e.f. May 28, 2018)
SIP (Minimum Amount): ₹ 1,000/-
SIP Frequency: Monthly
SIP Dates (Monthly): Investor may choose any day of the month except 29th, 30th and 31st as the date of instalment.
Investment Objective: Click here
Minimum Investment Amount : ₹ 5,000/- and any amount thereafter
Option Available: Growth, Dividend (Payout, Reinvestment and Sweep (from Equity Schemes to Debt Schemes only))
Exit Load :

Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is ₹ 100 and the exit load is 1%, the redemption price would be ₹ 99 per unit.

1.50% if redeemed before 18 months from the date of allotment.
NAV (₹)
Regular Plan Growth 21.1684
Regular Plan Dividend 14.8280


IDFC Asset Allocation Fund - Moderate Plan
Category: Fund of Funds (Domestic)
Monthly Avg AUM : ₹ 39.00 Crores

AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Monthly end AUM : ₹ 39.07 Crores

AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Inception Date: 11 February 2010
Fund Manager :

An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Mr. Arpit Kapoor (w.e.f. April 18, 2018)
Expense Ratio
Regular1.02%
Direct1.34%
Benchmark: 40% S&P BSE 200 TRI + 55% CRISIL Short Term Index + 5% Gold Prices (w.e.f. May 28, 2018)
SIP (Minimum Amount): ₹ 1,000/-
SIP Frequency: Monthly
SIP Dates (Monthly): Investor may choose any day of the month except 29th, 30th and 31st as the date of instalment.
Investment Objective: Click here
Minimum Investment Amount : ₹ 5,000/- and any amount thereafter
Option Available: Growth, Dividend - (Payout, Reinvestment and Sweep)
Exit Load :

Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is ₹ 100 and the exit load is 1%, the redemption price would be ₹ 99 per unit.

1.50% if redeemed before 18 months from the date of allotment.
NAV (₹)
Regular Plan Growth 22.5185
Regular Plan Dividend 16.2456


IDFC Asset Allocation Fund - Aggressive Plan
Category: Fund of Funds (Domestic)
Monthly Avg AUM : ₹ 16.83 Crores

AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Monthly end AUM : ₹ 16.66 Crores

AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Inception Date: 11 February 2010
Fund Manager :

An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Mr. Arpit Kapoor (w.e.f. April 18, 2018)
Expense Ratio
Regular1.61%
Direct0.64%
Benchmark: 65% S&P BSE 200 TRI + 30% CRISIL Short Term Index + 5% Gold Prices (w.e.f. May 28, 2018)
SIP (Minimum Amount): ₹ 1,000/-
SIP Frequency: Monthly
SIP Dates (Monthly): Investor may choose any day of the month except 29th, 30th and 31st as the date of instalment.
Investment Objective: Click here
Minimum Investment Amount : ₹ 5,000/- and any amount thereafter
Option Available: Growth, Dividend - (Payout, Reinvestment and Sweep)
Exit Load :

Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is ₹ 100 and the exit load is 1%, the redemption price would be ₹ 99 per unit.

1.50% if redeemed before 18 months from the date of allotment.
NAV (₹)
Regular Plan Growth 23.0479
Regular Plan Dividend 16.7159




Name Conservative Plan Moderate Plan Aggressive Plan
TRI Party Repo Total 1.40% 1.28% 0.60%
Clearing Corporation of India 1.40% 1.28% 0.60%
Debt 76.81% 56.52% 28.67%
IDFC Low Duration Fund 45.98% 34.95% 11.28%
IDFC Bond Fund -Short Term Plan 25.49% 20.53% 16.57%
IDFC Cash Fund 5.34% 1.04% 0.81%
Equity 21.58% 41.86% 70.82%
IDFC Core Equity Fund 6.29% 10.50% 9.39%
IDFC Sterling Value Fund - 9.96% 20.43%
IDFC Multi Cap Fund 6.27% 10.47% 20.36%
IDFC Large Cap Fund 9.02% 10.93% 20.64%
Net Current Asset 0.22% 0.34% -0.08%
Grand Total 100.00% 100.00% 100.00%


Standard Allocation% to net assets
Standard MatrixConservative PlanModerate PlanAggressive Plan
Equity Funds (including Offshore equity)10-30% 25-55% 40-80%
Debt Funds and/or Arbitrage funds (including Liquid fund) 35-90% 10-75% 0-40%
Alternate (including Gold/ Commodity based funds) 0-30% 0-30% 0-30%
Debt and Money Market Securities 0-5% 0-5% 0-5%
(w.e.f. 28 May, 2018)




Performance based on NAV as on 30/04/2019. Past performance may or may not be sustained in future.
The performances given are of regular plan growth option.
Click here for other funds managed by the fund manager and refer to the respective fund pages
#Benchmark Returns. ##Alternate Benchmark Returns.
*Inception Date of Regular Plan - Growth Feb 11, 2010.
^The fund has been repositioned w.e.f. May 28, 2018 and since will invest only in the schemes of IDFC Mutual Funds.
$Current Index performance adjusted for the period from since inception to May 28, 2018 with the performance of CRISIL Hybrid 85+15 Conservative Index (Benchmark for IDFC Asset Allocation Fund- Conservative Plan and IDFC Asset Allocation Fund- Moderate Plan) and CRISIL Hybrid 35+65 - Aggressive Index (Benchmark for IDFC Asset Allocation Fund – Aggressive Plan)


IDFC Asset Allocation Fund - Conservative Plan

  • To generate capital appreciation and income over long term.
  • Investment in different IDFC Mutual Fund schemes based on a defined asset allocation model.

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


IDFC Asset Allocation Fund - Moderate Plan

  • To generate capital appreciation and income over long term.
  • Investment in different IDFC Mutual Fund schemes based on a defined asset allocation model.

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.


IDFC Asset Allocation Fund - Aggressive Plan

  • To generate capital appreciation and income over long term.
  • Investment in different IDFC Mutual Fund schemes based on a defined asset allocation model.

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.




Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.