IDFC Regular Savings Fund
An open ended hybrid scheme investing predominantly in debt instruments
IDFC Regular Savings Fund
An open ended hybrid scheme investing predominantly in debt instruments
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Category: Conservative Hybrid
: ₹ 178.85 Crores
AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.
: ₹ 178.28 Crores
AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.
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An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.
Mr. Sumit Agrawal (w.e.f. 20th October 2016)
Debt Portion:
Mr. Anurag Mittal (w.e.f. 09th November 2015)
Other Parameter:
| Standard Deviation (Annualized)
Standard deviation is a statistical measure of the range of an investment's performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility. | 3.22% |
| Modified Duration₤
Modified duration is the price sensitivity and the percentage change in price for a unit change in yield | 2.45 years |
| Average Maturity₤ | 2.96 years |
| Macaulay Duration₤ | 2.53 years |
| Yield to Maturity ₤
The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond's current market price, par value, coupon interest rate and time to maturity. | 4.98% |
| ₤ For debt allocation only | |
| *Monthly income is not assured and is subject to availability of distributable surplus | |
| Total Expense Ratio | |
| Regular | 2.14% |
| Direct | 1.23% |
(with effect from November 11, 2019)
SIP (Minimum Amount): ₹ 100/- (Minimum 6 instalments)
SIP Frequency: Monthly
SIP Dates (Monthly): Investor may choose any day of the month except 29th, 30th and 31st as the date of instalment.
Investment Objective: Click here
Minimum Investment Amount : ₹ 5,000/- and any amount thereafter
Option Available: Growth & IDCW@ Option - Payout, Reinvestment & Sweep facility and Quarterly & Regular.
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Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is ₹ 100 and the exit load is 1%, the redemption price would be ₹ 99 per unit.
- For 10% of investment : Nil
- For remaining investment: 1% if redeemed/ switched-out within 365 days from the date of allotment (w.e.f. 24th August 2017)
NAV (₹) as on June 30, 2021
| Regular Plan | Growth | 25.1372 |
| Regular Plan | IDCW@ | 13.6288 |
| Regular Plan | Quarterly IDCW@ | 13.4547 |
| Name | Rating | % of NAV |
| Government Bond | 35.10% | |
| 5.63% - 2026 G-Sec | SOV | 16.77% |
| 8.24% - 2027 G-Sec | SOV | 5.10% |
| 8.33% - 2026 G-Sec | SOV | 3.08% |
| 7.17% - 2028 G-Sec | SOV | 3.04% |
| 7.32% - 2024 G-Sec | SOV | 2.97% |
| 8.28% - 2027 G-Sec | SOV | 2.18% |
| 6.79% - 2027 G-Sec | SOV | 1.97% |
| Corporate Bond | 18.33% | |
| NABARD | AAA | 6.19% |
| REC | AAA | 4.99% |
| Power Finance Corporation | AAA | 4.80% |
| LIC Housing Finance | AAA | 1.60% |
| Small Industries Dev Bank of India | AAA | 0.75% |
| Britannia Industries | AAA | 0.001% |
| State Government Bond | 6.04% | |
| 8.07% Gujrat SDL - 2025 | SOV | 6.04% |
| Zero Coupon Bond | 1.29% | |
| Sundaram Finance | AAA | 1.29% |
| Equity | 15.76% | |
| Banks | 3.78% | |
| oICICI Bank | 1.24% | |
| oHDFC Bank | 1.01% | |
| oAxis Bank | 0.59% | |
| oKotak Mahindra Bank | 0.48% | |
| State Bank of India | 0.47% | |
| Software | 2.35% | |
| oInfosys | 1.11% | |
| oTata Consultancy Services | 0.64% | |
| HCL Technologies | 0.28% | |
| Tech Mahindra | 0.17% | |
| Wipro | 0.15% | |
| Consumer Non Durables | 1.65% | |
| Hindustan Unilever | 0.47% | |
| ITC | 0.34% | |
| Godrej Consumer Products | 0.33% | |
| Nestle India | 0.26% | |
| Asian Paints | 0.25% | |
| Name | Rating | % of NAV |
| Petroleum Products | 1.39% | |
| oReliance Industries | 1.18% | |
| Bharat Petroleum Corporation | 0.21% | |
| Finance | 1.20% | |
| oHDFC | 0.69% | |
| oBajaj Finance | 0.51% | |
| Pharmaceuticals | 1.07% | |
| Natco Pharma | 0.32% | |
| Dr. Reddy's Laboratories | 0.26% | |
| Cipla | 0.25% | |
| Divi's Laboratories | 0.25% | |
| Industrial Products | 0.78% | |
| Carborundum Universal | 0.34% | |
| Bharat Forge | 0.26% | |
| Supreme Industries | 0.18% | |
| Auto | 0.75% | |
| Maruti Suzuki India | 0.30% | |
| Tata Motors | 0.24% | |
| Mahindra & Mahindra | 0.22% | |
| Consumer Durables | 0.64% | |
| Voltas | 0.25% | |
| Bata India | 0.23% | |
| Titan Company | 0.16% | |
| Construction Project | 0.55% | |
| oLarsen & Toubro | 0.55% | |
| Cement & Cement Products | 0.46% | |
| UltraTech Cement | 0.46% | |
| Non - Ferrous Metals | 0.33% | |
| Hindalco Industries | 0.33% | |
| Ferrous Metals | 0.33% | |
| Tata Steel | 0.33% | |
| Leisure Services | 0.24% | |
| Jubilant Foodworks | 0.24% | |
| Telecom - Services | 0.24% | |
| Bharti Airtel | 0.24% | |
| Exchange Traded Funds | 6.47% | |
| IDFC Mutual Fund | 6.47% | |
| Net Cash and Cash Equivalent | 17.02% | |
| Grand Total | 100.00% | |
| oTop 10 Equity Holdings |
Past performance may or may not be sustained in future.IDCW@ are assumed to be reinvested and bonus is adjusted. Load is not taken into consideration. To illustrate the advantages of SIP investment, this is how your investment would have grown if you had invested say ₹10,000 systematically on the first business Day of every month over a period of time. Returns are calculated by using XIRR approach. XIRR helps in calculating return on investment given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Data as on 30th June 2021
Performance based on NAV as on 30/06/2021.
Past performance may or may not be sustained in future.
The performances given are of regular plan growth option.
Click here for other funds managed by the fund manager and refer to the respective fund pages
#Benchmark Returns. ##Alternate Benchmark Returns.
- To provide regular income and capital appreciation over medium to long term.
- Investment predominantly in debt and money market instruments and balance exposure in equity and equity related securities.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.
