IDFC Asset Allocation Fund of Funds

An open ended fund of fund scheme investing in schemes of IDFC Mutual Fund - equity funds and debt funds excluding Gold ETF.

31st January 2023

IDFC Asset Allocation Fund of Funds

An open ended fund of fund scheme investing in schemes of IDFC Mutual Fund - equity funds and debt funds excluding Gold ETF.

31st January 2023

IDFC Asset Allocation Fund - Conservative Plan
Category: Fund of Funds (Domestic)
Monthly Avg AUM : ₹ 6.64 Crores

AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Monthly end AUM : ₹ 6.49 Crores

AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Inception Date: 11 February 2010
Fund Manager :

An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Mr. Sachin Relekar (w.e.f. March 1, 2022) & Mr. Viraj Kulkarni (w.e.f. July 1, 2022)
Total Expense Ratio
Regular0.86%
Direct0.28%
Benchmark: CRISIL Hybrid 85+15 Conservative Index (w.e.f. 1st Dec, 2021)
SIP (Minimum Amount): ₹ 100/-
SIP Frequency: Monthly/Quarterly (w.e.f. 09-11-2022)
SIP Dates (Monthly/Quarterly)@@: Investor may choose any day of the month except 29th, 30th and 31st as the date of installment.
Investment Objective: Click here
Minimum Investment Amount : ₹ 5,000/- and any amount thereafter
Option Available: Growth, IDCW@ - (Payout, Reinvestment and Sweep)
Exit Load :

Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is ₹ 100 and the exit load is 1%, the redemption price would be ₹ 99 per unit.

● If redeemed/switched out within 365 days from the date of allotment:
▸ Upto 10% of investment:Nil,
▸ For remaining investment: 1% of applicable NAV.
● If redeemed / switched out after 365 days from date of allotment: Nil. (w.e.f. May 08, 2020)
NAV (₹) as on January 31, 2023
Regular Plan Growth 26.3269
Regular Plan IDCW@ 15.6091
@Income Distribution and Capital Withdrawal
@@If SIP day falls on a non-business day, the SIP transaction shall be processed on the next business day.


IDFC Asset Allocation Fund - Moderate Plan
Category: Fund of Funds (Domestic)
Monthly Avg AUM : ₹ 16.67 Crores

AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Monthly end AUM : ₹ 16.58 Crores

AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Inception Date: 11 February 2010
Fund Manager :

An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Mr. Sachin Relekar (w.e.f. March 1, 2022) & Mr. Viraj Kulkarni (w.e.f. July 1, 2022)
Total Expense Ratio
Regular1.04%
Direct0.41%
Benchmark: NIFTY 50 Hybrid Composite debt 50:50 Index (w.e.f. 1st Dec, 2021)
SIP (Minimum Amount): ₹ 100/-
SIP Frequency: Monthly/Quarterly (w.e.f. 09-11-2022)
SIP Dates (Monthly/Quarterly)@@: Investor may choose any day of the month except 29th, 30th and 31st as the date of installment.
Investment Objective: Click here
Minimum Investment Amount : ₹ 5,000/- and any amount thereafter
Option Available: Growth, IDCW@ - (Payout, Reinvestment and Sweep)
Exit Load :

Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is ₹ 100 and the exit load is 1%, the redemption price would be ₹ 99 per unit.

● If redeemed/switched out within 365 days from the date of allotment:
▸ Upto 10% of investment:Nil,
▸ For remaining investment: 1% of applicable NAV.
● If redeemed / switched out after 365 days from date of allotment: Nil. (w.e.f. May 08, 2020)
NAV (₹) as on January 31, 2023
Regular Plan Growth 29.1020
Regular Plan IDCW@ 18.0236
@Income Distribution and Capital Withdrawal
@@If SIP day falls on a non-business day, the SIP transaction shall be processed on the next business day.


IDFC Asset Allocation Fund - Aggressive Plan
Category: Fund of Funds (Domestic)
Monthly Avg AUM : ₹ 14.62 Crores

AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Monthly end AUM : ₹ 14.39 Crores

AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Inception Date: 11 February 2010
Fund Manager :

An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Mr. Sachin Relekar (w.e.f. March 1, 2022) & Mr. Viraj Kulkarni (w.e.f. July 1, 2022)
Expense Ratio
Regular1.38%
Direct0.72%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index (w.e.f. 1st Dec, 2021)
SIP (Minimum Amount): ₹ 100/-
SIP Frequency: Monthly/Quarterly (w.e.f. 09-11-2022)
SIP Dates (Monthly/Quarterly)@@: Investor may choose any day of the month except 29th, 30th and 31st as the date of installment.
Investment Objective: Click here
Minimum Investment Amount : ₹ 5,000/- and any amount thereafter
Option Available: Growth, IDCW@ - (Payout, Reinvestment and Sweep)
Exit Load :

Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is ₹ 100 and the exit load is 1%, the redemption price would be ₹ 99 per unit.

● If redeemed/switched out within 365 days from the date of allotment:
▸ Upto 10% of investment:Nil,
▸ For remaining investment: 1% of applicable NAV.
● If redeemed / switched out after 365 days from date of allotment: Nil. (w.e.f. May 08, 2020)
NAV (₹) as on January 31, 2023
Regular Plan Growth 30.6576
Regular Plan IDCW@ 19.5412
@Income Distribution and Capital Withdrawal
@@If SIP day falls on a non-business day, the SIP transaction shall be processed on the next business day.




Name Conservative Plan Moderate Plan Aggressive Plan
TRI Party Repo Total 3.70% 0.91% 1.74%
Clearing Corporation of India 3.70% 0.91% 1.74%
Debt 69.60% 50.37% 26.41%
IDFC Low Duration Fund 37.65% 13.82% 14.66%
IDFC Bond Fund -Short Term Plan 27.35% 33.55% 10.48%
IDFC Cash Fund 4.61% 3.00% 1.27%
Equity 26.85% 48.90% 71.95%
IDFC Focused Equity Fund - 7.99% 4.79%
IDFC Large Cap Fund 26.85% 29.13% 51.86%
IDFC Emerging Businesses Fund - 11.78% 15.29%
Net Current Asset -0.16% -0.18% -0.10%
Grand Total 100.00% 100.00% 100.00%


Standard Allocation% to net assets
ParticularsConservative PlanModerate PlanAggressive Plan
Equity Funds (including Offshore equity)10-30% 25-55% 40-80%
Debt Funds and/or Arbitrage funds (including Liquid fund) 35-90% 10-75% 0-40%
Alternate (including Gold/ Commodity based funds) 0-30% 0-30% 0-30%
Debt and Money Market Securities 0-5% 0-5% 0-5%
(w.e.f. 28 May, 2018)




Performance based on NAV as on 31/01/2023. Past performance may or may not be sustained in future.
The performances given are of regular plan growth option.
Click here for other funds managed by the fund manager and refer to the respective fund pages
#Benchmark Returns. ##Alternate Benchmark Returns.
*Inception Date of Regular Plan - Growth Feb 11, 2010.
^The fund has been repositioned w.e.f. May 28, 2018 and since will invest only in the schemes of IDFC Mutual Funds.



IDFC Asset Allocation Fund - Conservative Plan

Scheme risk-o-meter

Investors understand that their principal will be at Moderately High risk

This product is suitable for investors who are seeking*

  • To generate capital appreciation and income over long term.
  • Investment in different IDFC Mutual Fund schemes based on a defined asset allocation model.

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Benchmark risk-o-meter

CRISIL Hybrid 85+15 Conservative Index


IDFC Asset Allocation Fund - Moderate Plan

Scheme risk-o-meter

Investors understand that their principal will be at High risk

This product is suitable for investors who are seeking*

  • To generate capital appreciation and income over long term.
  • Investment in different IDFC Mutual Fund schemes based on a defined asset allocation model.

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Benchmark risk-o-meter

NIFTY 50 Hybrid Composite debt 50:50 Index


IDFC Asset Allocation Fund - Aggressive Plan

Scheme risk-o-meter

Investors understand that their principal will be at High risk

This product is suitable for investors who are seeking*

  • To generate capital appreciation and income over long term.
  • Investment in different IDFC Mutual Fund schemes based on a defined asset allocation model.

* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Benchmark risk-o-meter

CRISIL Hybrid 35+65 Aggressive Index



Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.