IDFC Regular Savings Fund
An open ended hybrid scheme investing predominantly in debt instruments
IDFC Regular Savings Fund
An open ended hybrid scheme investing predominantly in debt instruments
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Category: Conservative Hybrid
: ₹ 150.97 Crores
AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.
: ₹ 144.10 Crores
AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.
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An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.
Debt Portion: Mr. Harshal Joshi
Other Parameter:
| Standard Deviation (Annualized)
Standard deviation is a statistical measure of the range of an investment's performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility. | 4.00% |
| Modified Duration₤
Modified duration is the price sensitivity and the percentage change in price for a unit change in yield | 2.01 years |
| Average Maturity₤ | 2.33 years |
| Macaulay Duration₤ | 2.09 years |
| Yield to Maturity ₤
The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond's current market price, par value, coupon interest rate and time to maturity. | 7.15% |
| ₤ For debt allocation only | |
| *Monthly income is not assured and is subject to availability of distributable surplus | |
| Total Expense Ratio | |
| Regular | 2.10% |
| Direct | 1.16% |
(w.e.f. 1st Dec, 2021)
SIP (Minimum Amount): ₹ 100/- (Minimum 6 instalments)
SIP Frequency: Monthly/Quarterly (w.e.f. 09-11-2022)
SIP Dates (Monthly/Quarterly)@@: Investor may choose any day of the month except 29th, 30th and 31st as the date of installment.
Investment Objective: Click here
Minimum Investment Amount : ₹ 1,000/- and any amount thereafter
Option Available: Growth & IDCW@ Option - Payout, Reinvestment & Sweep facility and Quarterly & Regular.
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Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is ₹ 100 and the exit load is 1%, the redemption price would be ₹ 99 per unit.
- For 10% of investment : Nil
- For remaining investment: 1% if redeemed/ switched-out within 365 days from the date of allotment (w.e.f. 24th August 2017)
NAV (₹) as on January 31, 2023
| Regular Plan | Growth | 25.8464 |
| Regular Plan | IDCW@ | 13.2234 |
| Regular Plan | Quarterly IDCW@ | 12.9926 |
@@If SIP day falls on a non-business day, the SIP transaction shall be processed on the next business day.
| Name | Rating | % of NAV |
| Government Bond | 43.59% | |
| 5.63% - 2026 G-Sec | SOV | 29.90% |
| 8.33% - 2026 G-Sec | SOV | 3.59% |
| 7.17% - 2028 G-Sec | SOV | 3.58% |
| 8.24% - 2027 G-Sec | SOV | 2.35% |
| 6.79% - 2027 G-Sec | SOV | 2.32% |
| 8.28% - 2027 G-Sec | SOV | 1.85% |
| State Government Bond | 7.04% | |
| 8.07% Gujrat SDL - 2025 | SOV | 7.04% |
| Certificate of Deposit | 6.78% | |
| Kotak Mahindra Bank | A1+ | 6.78% |
| Corporate Bond | 3.74% | |
| Power Finance Corporation | AAA | 3.54% |
| LIC Housing Finance | AAA | 0.21% |
| Britannia Industries | AAA | 0.001% |
| Equity (incl. ETF) | 22.82% | |
| Chemicals & Petrochemicals | 3.10% | |
| oSRF | 0.61% | |
| Anupam Rasayan India | 0.46% | |
| Rossari Biotech | 0.44% | |
| Navin Fluorine International | 0.43% | |
| Tata Chemicals | 0.42% | |
| Vinati Organics | 0.39% | |
| Fine Organic Industries | 0.36% | |
| Banks | 2.03% | |
| oBank of Baroda | 0.69% | |
| HDFC Bank | 0.36% | |
| State Bank of India | 0.33% | |
| ICICI Bank | 0.32% | |
| Axis Bank | 0.17% | |
| IndusInd Bank | 0.17% |
| Name | Rating | % of NAV |
| Auto Components | 1.28% | |
| Tube Investments of India | 0.49% | |
| UNO Minda | 0.42% | |
| Schaeffler India | 0.38% | |
| Finance | 1.11% | |
| oSBI Cards and Payment Services | 0.58% | |
| Cholamandalam Invt and Fin Co | 0.35% | |
| HDFC | 0.17% | |
| Leisure Services | 1.07% | |
| oJubilant Foodworks | 0.59% | |
| The Indian Hotels Company | 0.48% | |
| IT - Software | 1.05% | |
| oTata Consultancy Services | 0.56% | |
| oLTIMindtree | 0.49% | |
| Retailing | 1.03% | |
| oAvenue Supermarts | 0.60% | |
| Trent | 0.43% | |
| Consumer Durables | 0.94% | |
| Kajaria Ceramics | 0.47% | |
| Metro Brands | 0.47% | |
| Food Products | 0.63% | |
| oPrataap Snacks | 0.63% | |
| Automobiles | 0.50% | |
| oTVS Motor Company | 0.50% | |
| Personal Products | 0.50% | |
| oGodrej Consumer Products | 0.50% | |
| Power | 0.45% | |
| Tata Power Company | 0.45% | |
| Exchange Traded Funds | 9.13% | |
| IDFC Nifty 50 ETF | 9.13% | |
| Net Cash and Cash Equivalent | 19.50% | |
| Grand Total | 100.00% | |
| oTop 10 Equity Holdings |
Performance based on NAV as on 31/01/2023.
Past performance may or may not be sustained in future.
The performances given are of regular plan growth option.
Click here for other funds managed by the fund manager and refer to the respective fund pages
#Benchmark Returns. ##Alternate Benchmark Returns.
Scheme risk-o-meter
Investors understand that their principal will be at Moderately High risk
This product is suitable for investors who are seeking*
- To provide regular income and capital appreciation over medium to long term.
- Investment predominantly in debt and money market instruments and balance exposure in equity and equity related securities.
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Benchmark risk-o-meter
CRISIL Hybrid 85+15 Conservative Index
Regular and Direct Plans have different expense structure. Direct Plan shall have a lower expense ratio excluding distribution expenses, commission expenses etc.
Dedicated fund manager for foreign / overseas investment has been changed from Mr. Viraj Kulkarni to Ms. Nishita Doshi (w.e.f. from 1st July 2022)
