• Un-hedged Equity (20-45%)
  • Participate in equity markets
  • Benefit from potential capital appreciation
• Arbitrage (20-60%)
  • Benefit from the inefficiencies in market and capture the spreads
  • Benefit from lower volatility
• Debt (20-35%)
  • Benefit from regular income feature of debt instruments
  • Benefit from lower volatility

• Investors who want limited participation in equity markets
• Investors who want asset allocation across equity, arbitrage and debt
• Investors who seek to limit downside and capture the potential upside offered by equity markets

Category: Equity Savings
Monthly Avg AUM: Rs52.03 Crores
Inception Date: 9th June 2008
Fund Manager:
Equity Portion : Mr. Yogik Pitti (w.e.f. 27th June 2013), Mr. Sachin Anandrao Relekar (w.e.f. 08th December 2020)^£ &
Debt Portion :Mr. Harshal Joshi (w.e.f. 20th October 2016)
Standard Deviation (Annualized): 9.04%
Modified Duration: 1.26 years*
Average Maturity: 1.41 years*
Macaulay Duration: 1.32 years*
Yield to Maturity: 3.77%*
*Of Debt Allocation Only
Benchmark: 30% Nifty 50 TRI + 70% CRISIL Liquid Fund Index (w.e.f. April 30, 2018)
Minimum Investment Amount: Rs5,000/-and any amount thereafter
Exit Load: In respect of each purchase of Units:- For 10% of investment : Nil - For remaining investment: 1% if redeemed/switched out within 1 (one) year from the date of allotment
SIP Frequency: Monthly (Investor may choose any day of the month except 29th, 30th and 31st as the date of instalment.)
Options Available: Growth & Dividend Option - Monthly, Quarterly and Annual and Payout, Reinvestment & Sweep facilities (from Equity Schemes to Debt Schemes Only).

PLAN	DIVIDEND RECORD DATE	₹/UNIT NAV	NAV
REGULAR	28-Dec-20	0.03	13.2900
	25-Nov-20	0.03	13.0300
	28-Oct-20	0.03	12.7400
DIRECT	28-Dec-20	0.04	14.1000
	25-Nov-20	0.03	13.8200
	28-Oct-20	0.03	13.5000

Dividends have been rounded off till 2 decimals
Face Value per Unit (in ₹) is 10
Dividend is not guaranteed and past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the scheme would fall to the extent of payout and statutory levy (as applicable).
Source: ICRA MFI Explorer

^£The Scheme was being managed by Mr. Yogik Pitti, Mr. Rajendra Kumar Mishra and Mr. Harshal Joshi, upto December 7, 2020.

Name of the Instrument	Ratings / Industry	% of NAV
Reliance Industries	Petroleum Products	7.22%
Sun Pharmaceutical Industries	Pharmaceuticals	5.71%
Bharti Airtel	Telecom - Services	4.75%
Adani Ports and Special Economic Zone	Transportation	4.61%
Tata Consultancy Services	Software	3.55%
Aurobindo Pharma	Pharmaceuticals	3.19%
Godrej Consumer Products	Consumer Non Durables	2.68%
Dr. Reddy's Laboratories	Pharmaceuticals	2.53%
HDFC Bank	Banks	2.46%
Maruti Suzuki India	Auto	2.14%
Axis Bank	Banks	2.04%
JSW Steel	Ferrous Metals	1.99%
SBI Life Insurance Company	Finance	1.94%
Bajaj Auto	Auto	1.74%
ICICI Bank	Banks	1.63%
Dabur India	Consumer Non Durables	1.53%
MRF	Auto Ancillaries	1.43%
HDFC	Finance	1.36%
Exide Industries	Auto Ancillaries	1.15%
ICICI Prudential Life Insurance Company	Finance	1.14%
Gujarat State Petronet	Gas	1.01%
UltraTech Cement	Cement	1.01%
Torrent Power	Power	0.97%
Tech Mahindra	Software	0.89%
Larsen & Toubro	Construction Project	0.88%
Torrent Pharmaceuticals	Pharmaceuticals	0.80%
Crompton Greaves Consumer Electricals	Consumer Durables	0.73%
Sundaram Finance	Finance	0.72%
Alkem Laboratories	Pharmaceuticals	0.65%
HDFC Life Insurance Company	Finance	0.64%
Coromandel International	Fertilisers	0.62%
Thermax	Industrial Capital Goods	0.61%
Rallis India	Pesticides	0.54%
Divi's Laboratories	Pharmaceuticals	0.29%
Laurus Labs	Pharmaceuticals	0.20%
Nestle India	Consumer Non Durables	0.18%
Bajaj Finance	Finance	0.10%
APL Apollo Tubes	Ferrous Metals	0.10%
Britannia Industries	Consumer Non Durables	0.04%
ICICI Securities	Finance	0.04%
Amber Enterprises India	Consumer Durables	0.02%
Total Hedged Equity		65.84%
Corporate Bond		10.08%
Exchange Traded Funds		8.34%
Treasury Bill		9.47%
Net Cash and Cash Equivalent		6.28%
Grand Total		100.00%