IDFC REGULAR SAVINGS FUND

(Previously known as IDFC Monthly Income Plan w.e.f. May 28, 2018)
An open ended hybrid scheme investing predominantly in debt instruments

IDFC Regular Savings Fund is a hybrid fund which offers up to 25% participation in the equity markets with the balance invested in fixed income. The Equity portfolio of the fund is an actively managed all cap portfolio. The Fixed Income portfolio is also actively managed with a mix of debt and money market instruments.

FUND FEATURES: (Data as on 31st December'20) click to expand contents

Nature: Conservative Hybrid
Monthly Avg AUM: Rs173.27 Crores
Inception Date: 25th February 2010
Fund Manager:
Equity Portion: Mr. Sumit Agrawal (w.e.f 20/10/2016)
Debt Portion: Mr. Anurag Mittal (w.e.f. 09/11/2015)
Standard Deviation (Annualized): 8.51%
Modified Duration: 2.41 years*
Average Maturity: 2.84 years*
Macaulay Duration: 2.48 years*
Yield to Maturity:4.61%*
*Of Debt Allocation Only`
Asset allocation:
Equity: 18.60%
Debt: 81.40%
Benchmark: 15% S&P BSE 200 TRI + 85% NIFTY AAA Short Duration Bond Index (w.e.f 11/11/2019)
Minimum Investment Amount: Rs5,000/- and any amount thereafter
Exit Load: In respect of each purchase of Units:
- For 10% of investment : Nil
- For remaining investment: 1% if redeemed/switched-out within 365 days from the date of allotment (w.e.f. 24th August 2017)
SIP Frequency: Monthly (Investor may choose any day of the month except 29th, 30th and 31st as the date of instalment.)
Options Available: Growth & Dividend Option - Payout, Reinvestment & Sweep facility and Quarterly & Regular.

PLAN	DIVIDEND RECORD DATE	₹/UNIT	NAV
REGULAR	28-Dec-20	0.0335	13.4822
	25-Nov-20	0.0331	13.2721
	28-Oct-20	0.0328	13.0953
DIRECT	28-Dec-20	0.0365	14.6964
	25-Nov-20	0.0360	14.4564
	28-Oct-20	0.0357	14.2545

Face Value per Unit (in ₹) is 10
Dividend is not guaranteed and past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the scheme would fall to the extent of payout and statutory levy (as applicable).

PORTFOLIO (31 December 2020)
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Name of the Instrument	Ratings	% to NAV
Corporate Bond		31.68%
HDFC	AAA	11.84%
NABARD	AAA	6.48%
REC	AAA	5.20%
Power Finance Corporation	AAA	5.00%
LIC Housing Finance	AAA	1.67%
Small Industries Dev Bank of India	AAA	0.79%
UltraTech Cement	AAA	0.70%
Government Bond		31.38%
7.32% - 2024 G-Sec	SOV	18.69%
7.27% - 2026 G-Sec	SOV	9.43%
8.33% - 2026 G-Sec	SOV	3.26%
State Government Bond		6.34%
8.07% Gujrat SDL - 2025	SOV	6.34%
Zero Coupon Bond		1.29%
Sundaram Finance	AAA	1.29%
Equity		18.60%
Banks		5.12%
HDFC Bank		2.07%
ICICI Bank		1.22%
Kotak Mahindra Bank		0.97%
Axis Bank		0.51%
State Bank of India		0.35%
Software		4.76%
Infosys		2.03%
Tata Consultancy Services		1.00%
HCL Technologies		0.85%
Tech Mahindra		0.70%
Wipro		0.19%
Consumer Non Durables		2.08%
Hindustan Unilever		0.71%
ITC		0.60%
Asian Paints		0.41%
Nestle India		0.22%
Britannia Industries		0.14%
Finance		1.98%
HDFC		1.52%
Bajaj Finance		0.46%
Petroleum Products		1.95%
Reliance Industries		1.95%
Auto		0.85%
Maruti Suzuki India		0.34%
Mahindra & Mahindra		0.23%
Bajaj Auto		0.15%
Hero MotoCorp		0.13%
Construction Project		0.52%
Larsen & Toubro		0.52%
Pharmaceuticals		0.51%
Dr. Reddy's Laboratories		0.21%
Divi's Laboratories		0.16%
Cipla		0.14%
Telecom - Services		0.41%
Bharti Airtel		0.41%
Consumer Durables		0.22%
Titan Company		0.22%
Cement		0.20%
UltraTech Cement		0.20%
Exchange Traded Funds		5.88%
IDFC Mutual Fund		5.88%
Net Cash and Cash Equivalent		4.84%
Grand Total		100.00%

RISKOMETER click to expand contents

This product is suitable for investors who are seeking*:
• To provide regular income and capital appreciation over medium to long term
• Investment predominantly in debt and money market instruments and balance exposure in equity and equity related securities.
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.